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Entrant: FCB Canada, Toronto
Brand: BMO
Title: "Bills Paid On Time"
Corporate Name of Client: BMO, Toronto
Chief Marketing Officer: Michelle Feeney
Clients: Caspian Yu/Louise Adams/Jordan Woods/Naveed Khan
Media Company: UM, Toronto
General Manager - Media Company: Ryan Hunter
Media Strategy Director: Sarah Fraser
Media Planners: Jack Williams/Arturo ValenzuelaCristian Garrido
Agency: FCB Canada, Toronto
Agency President: Bryan Kane
Chief Creative Officer: Nancy Crimi-Lamanna
Executive Creative Director: Jennifer Rossini
Associate Creative Directors: Angeline Parsons/Eric Carriere
Senior Copywriter: Angeline Parsons
Copywriter: Dawson Courson
Senior Art Director: Eric Carriere
Art Director: Logan Novak
Agency Producer: Anastasia Gal
Agency Senior Production Artist: Dominic Pimpare
Agency EVP, General Manager: Tracy Little
Agency VP, Client Service Lead: Jessica Lax
Agency Chief Strategy Officer: Shelley Brown
Agency Brand Strategist: Ally Dwyer-Joyce
Agency Strategy Director: Daisy Qin
Agency Account Supervisor: Caiti Murray
Agency Group Account Director: Samantha Ward
Agency Studio Company: 456 Studios, Toronto
Agency VP, Director of Studio Production: Kendra Plantt
SMS Customer Engagement Platform Company: Community, Toronto
Production Company: Made You Look Media, Toronto
Director: Shiraz Higgins
1st AD: Sam Berringer
Producer: Heather Lindsay
Director of Photography: Jon Thomas
Gaffers: Jordan Shelton/Nico Wainer
Grip: Lance Ziska
Storyboard: Hank Pine
Production Company Swing: Tristen Moriarty-Lyttle
Influencer Management & Execution Company: Media brands Content Studio, Toronto
Name of Social Influencer: BBNO$
Performer: BBNO$

Description:
As Gen Z begins to enter adulthood and make their own money, they’re faced with inflating prices and an unstable economy. Combined with entry-level salaries and gig economy paychecks, Gen Z are racking up more credit card debt than any previous generation.

So, BMO created a credit card that was built in the best interests of the people who use it, rather than to accumulate interest for the bank.

However, while young Canadians want to learn more about finance, they avoid engaging with banks, preferring to get financial advice from almost anyone, almost anywhere, rather than go to a bank. In fact, 76%1 of Gen Z look to TikTok to learn about finance, so we wanted to activate there, where they are, and on their terms.

We partnered with viral TikTok sensation bbno$ as our Gen Z ambassador to encourage good financial habits. Based on his 3M followers and viral earworm fame with singles La La La and Edamame, we knew bbno$ was perfect for the job—right down to his name. We recorded a new, custom TikTok track, Bills Paid On Time with lyrics that touched on the experience of starting to make money and emphasized that paying bills on time is the key thing that will help you make real financial progress.

Behind 30 million video views, with 98% positive sentiment, our campaign ultimately drove a +129% BMO eclipse Rise sign-ups within the first month of launch.